1. Who do you typically work with?
We specialize in helping women executives, professionals, business owners, physicians, and those navigating major life transitions such as divorce, widowhood, retirement, or career changes. Our clients are looking for a trusted partner to help them make informed financial decisions and build lasting confidence in their financial future.

2. Why focus on women?
Women often face unique financial challenges and opportunities throughout their lives, including career transitions, caregiving responsibilities, divorce, widowhood, and longer life expectancies. We are passionate about helping women build confidence, clarity, and financial independence through personalized planning and education.

3. What services do you provide?
We provide comprehensive financial planning, retirement planning, investment management, tax-efficient planning strategies, estate planning coordination, insurance analysis, cash flow planning, education planning, and wealth transfer strategies. Our goal is to help you align your finances with the life you want to live.

4. Are you a fiduciary?
Yes. As a Registered Investment Advisor, we are held to a fiduciary standard, which means we are legally and ethically obligated to act in your best interest at all times.

5. Do you have minimum income or investment requirements?
Yes. We primarily work with women executives, business owners, physicians, and other successful professionals.
Most clients have:

• Individual income of $200,000 or more, or
• Household income of $300,000 or more, or
• $250,000 or more in investable assets

We understand that every financial journey is unique and welcome conversations with individuals who are committed to building a stronger financial future, even if they do not currently meet all of our typical client guidelines.

6. What does financial planning cost?
Our planning fees are based on the complexity of your financial situation and the scope of services provided. Comprehensive financial planning engagements typically begin at $6,000 annually.
During your complimentary consultation, we'll discuss your goals, needs, and circumstances, explain our services, and provide a clear understanding of any fees before you make a decision.
We believe in transparency and want you to fully understand the value, services, and costs associated with working together.

7. What is included in a comprehensive financial plan?
Your comprehensive financial plan may include retirement projections, investment analysis, tax planning opportunities, insurance reviews, estate planning coordination, cash flow strategies, debt management recommendations, and action steps designed to help you achieve your financial goals. We create a personalized roadmap based on your unique circumstances and priorities.

8. How are you compensated?
We are a fee-based financial planning and investment management firm. Depending on your needs, services may be provided through a flat planning fee, an investment management fee, or a combination of both. We believe in transparency and will clearly explain all fees before any engagement begins.

9. Do you manage investments?
Yes. We provide professional investment management designed to align your portfolio with your goals, risk tolerance, time horizon, and overall financial plan. We continuously monitor and review investment strategies as your circumstances evolve.

10. Can you help me prepare for retirement?
Absolutely. Retirement planning is one of our core specialties. We help clients determine how much they need to retire comfortably, create income strategies, evaluate Social Security claiming options, manage taxes in retirement, and develop a plan to help ensure their savings last throughout retirement.

11. Can you help me with my 401(k)?
Yes. We help clients evaluate employer-sponsored retirement plans, investment allocations, contribution strategies, Roth opportunities, retirement income planning, and 401(k) rollover decisions when appropriate. Our goal is to help ensure your retirement savings strategy aligns with your overall financial plan and long-term objectives.

12. Do you work virtually or in person?
We offer both virtual and in-person meetings to accommodate our clients' schedules and preferences. Whether you are located in Jacksonville or elsewhere, we can provide a convenient and personalized planning experience.

13. What is the process for becoming a client?
Our process begins with a complimentary discovery consultation. During this meeting, we discuss your goals, concerns, and financial situation. If we determine we are a good fit to work together, we will outline our recommendations, explain our services and fees, and guide you through the onboarding process.

14. How do I schedule a consultation?
Scheduling a consultation is easy. Simply visit our Contact Us page or click the Schedule a Consultation  link to select a convenient time. We look forward to learning more about you and how we can help.